Wedding Cancellation Insurance
Wedding Cancellation Insurance helps protect your special day – and the days leading up to it. Coverage can be purchased up to 15 days before the wedding date.
Soon after you start planning your wedding, you begin incurring costs as you put down deposits, shop for special items, and sign contracts. These costs can add up very quickly.
Wedding Cancellation Insurance reimburses you for any non-refundable deposits you may have if you have to cancel or postpone your wedding due to unforeseen circumstances, such as:
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Extreme weather
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Accident
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Illness
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Military deployment
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Vendor bankruptcy
Just because your event does take place, doesn’t mean you are free from the need for wedding cancellation insurance. You also have coverage in case of the following:
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Lost wedding rings
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Damage to special wedding attire
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Vendor no-shows
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Lost / damaged photography / videography
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Lost / damaged wedding gifts
Save 15% on your premium!
Add a wedding liability policy to your wedding cancellation insurance policy for total protection – and a 15% discount. (AK and FL discount is 10%)
What Wedding Cancellation Insurance Covers
Markel’s Wedding Cancellation Insurance policy limits can be tailored to meet the specific needs of your wedding, and can be purchased with or without a companion Wedding Event Liability policy.
Full Event Cancellation/Postponement
If you face a necessary cancellation or postponement of your event due to a covered reason, Markel’s Special Event Cancellation/Postponement Insurance policy will provide reimbursement for all deposits forfeited and other charges paid or contracted to be paid by the insured or the honoree for transport, catering services, property and equipment rentals, hall and location rentals, accommodations (including travel arrangements and accommodations for a honeymoon, if applicable), special attire, special jewelry, flowers, event photographs and event videos, and entertainment expenses, because of a necessary cancellation or postponement of the wedding, including a cancellation or postponement resulting from withdrawal of leave.
Loss of Deposits
This wedding cancellation insurance coverage protects you from losing the deposit money you have put down for your venue, transportation, catering services, accommodations (including travel and honeymoon accommodations), special attire, special jewelry, flowers, event photographs or videos, and entertainment expenses, should the individual vendor be a no-show, go out of business prior to your event or not provide the services agreed to under the executed contract.
Event Photographs
If your professional photographer (or videographer) is a no-show, or the film or digital files are lost or damaged before you receive them, you are covered for the amount contracted to be paid to the photographer (or videographer).
Extra Expense
This coverage reimburses you for extra expenses that arise in order to avoid the more expensive option of cancelling or postponing your wedding. An example of this would be the groom’s flight being cancelled requiring an additional cost to get him to the wedding on time.
Special Gifts
This covers the cost to repair or replace lost or damaged gifts resulting during seven days prior to the event and seven days following the event while at the insured or honoree's home, at the event or in transit between these locations. Theft from a locked vehicle is also covered.
Special Attire
Pays the cost of replacing or repairing special wedding attire, such as your wedding gown or tuxedos for loss or damage prior to the event or the cost to rent if repair/replacement is not possible.
Special Jewelry
Provides the replacement or repair costs for special jewelry (such as your wedding rings or the heirloom necklace you are wearing that day) that is lost or damaged during the event or in the seven days before the event.
Professional Counseling
If a medical physician recommends professional counseling due to cancellation or postponement of the event, up to one year of counseling will be covered following the date of the event.