Rows of full wine glasses adn champagne flutes, all covered by event liability insurance

Event Liability Insurance

Unfortunately, accidents happen.

The money that you spend hosting your event will seem insignificant in comparison to how much you could wind up paying if you or your company is held legally responsible for property damage or bodily injury that occurs at your event, or for alcohol-related accidents.

That’s why it’s extremely important to protect your risk with liability insurance for events. In fact, many venues will ask you to provide proof of event insurance liability before they agree to hold your event, often requiring that they are listed as an “Additional Insured” on your event liability insurance policy.

Markel will accommodate this request, and add your venue as an Additional Insured on your Special Event Liability Insurance – at no additional charge.

What Event Liability Insurance Covers

Markel’s Special Event Liability Insurance coverage includes primary coverage for damages for which you are legally liable for due to an accident at your event that causes bodily injury, property damage or personal injury. Coverage can be purchased up to 1 day before the event date.

Your Special Event Liability Insurance policy provides the following primary coverages:

  • Bodily Injury and Property Damage Liability – Up to $1,000,000 per occurence and $2,000,000 total
  • Host Liquor Liability, if desired
  • Optional Cancellation Endorsement

If there will not be any alcohol at your event, you can choose to remove coverage for any alcohol-related occurrences. If you exclude Host Liquor Liability coverage, your premium will be reduced.

Save 15% on your premium!
Purchase a Special Event Cancellation Insurance policy with your Special Event Liability Insurance policy and you’ll get complete protection – and a 15% discount. (AK and FL discount 10%)

No charge to add your venue as “Additional Insured.”

Many venues now require liability insurance for events. If your venue does, they will most likely want to be named as an "Additional Insured" on the Certificate of Insurance. Markel will include this with your policy at no additional cost.

INSTANT COVERAGE

Just give us a bit of information and you can get back to planning your event – knowing you're protected.

 

Where will your event be held?

  • United States
  • U.S. Territory
  • Canada
  • United Kingdom
  • Bahamas
  • Bermuda
  • Caribbean Islands (excluding Cuba)
  • Mexico
  • Puerto Rico
  • Cruise departing from Bahamas
  • Cruise departing from Bermuda
  • Cruise departing from Canada
  • Cruise departing from Caribbean (excluding Cuba)
  • Cruise departing from Mexico
  • Cruise departing from Puerto Rico
  • Cruise departing from United Kingdom
  • Cruise departing from U.S.Territory
  • Cruise departing from United States

Event Location {or state of res}

  • AL
  • AK
  • AZ
  • AR
  • CA
  • CO
  • CT
  • DC
  • DE
  • FL
  • GA
  • HI
  • ID
  • IL
  • IN
  • IA
  • KS
  • KY
  • LA
  • ME
  • MD
  • MA
  • MI
  • MN
  • MS
  • MO
  • MT
  • NE
  • NV
  • NH
  • NJ
  • NM
  • NY
  • NC
  • ND
  • OH
  • OK
  • OR
  • PA
  • RI
  • SC
  • SD
  • TN
  • TX
  • UT
  • VT
  • VA
  • WA
  • WV
  • WI
  • WY

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Newly-weds smiling about Markel's event insurance customer service“Let me commend Nathaniel V. for excellent customer service. I'm not sure I expressed myself all that clearly, but he did a very good job of communicating the essence of our conversation.”
- Steve M. , Hawaii

Recently married couple kissing in backseat of limo “Thank you for the great customer service. With so many complicated details to attend to for my wedding, it was refreshing to have one that was simple and easy.”
- Noel N., Virginia

Parents of daughter who purchased and used wedding cancellation insurance Your insurance really came in handy. My daughter’s wedding had to be postponed due to weather and your customer service agent was so understanding and helpful. Thank you. Thank you.
- Lisa W., California

Husband and wife, happy customers of event insurance Your insurance is a very valuable asset in any wedding. I was so glad we had this policy. Your staff is very helpful and courteous. Thanks! - Shelly Wells